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Kinetix System Advisor
Hello! I am your Kinetix Support Assistant. How can I accelerate your automated tax system or accounting workflow today?
Modern Accounting & Automation

Never Think About Tax Again.

Kinetix maps real-time data flow pipelines. We calculate, deduct, and pay all your taxes (Income Tax, GST, ACC, Student Loans) automatically as you get paid, unlocking business velocity for high-earning contractors and sole traders.

$4.5B+ Tax paid in NZ
1% Pay-as-you-earn fee
98% Satisfaction rating
ACC Deducted
Fully Automated
Next Payout
$3,420.50
Taxes Settled
Expense Audited
100% Tax Deductible
How It Works

Three Steps to Zero Tax Admin

No spreadsheets, no provisional tax surprises, no year-end accountant bills. Kinetix works quietly in the background from the very first payment.

01

Get Your Kinetix Account

Sign up in minutes and receive your unique Kinetix Bank Account number. Simply direct clients, agencies, or platforms to pay into it — nothing else changes about how you work.

02

Get Paid, Taxes Settled

Every time money arrives, Kinetix instantly calculates and deducts your income tax, GST, ACC, student loan, and KiwiSaver — then sends the tax-clear balance straight to your personal bank.

03

We File Everything

As your registered IRD tax agent, we file your GST returns and annual income tax return whenever they're due — reviewed by real human tax experts, at no extra cost.

Registered IRD Tax Agent
Bank-Grade 256-bit Security
NZ Owned & Operated
Human Tax Experts on Every Account
Live Simulator

Visualise Your Earnings Splitting

Drag the slider below to adjust your gross invoice payment, toggle your NZ sole trader tax configurations, and watch Kinetix's auto-split engine distribute your money into different tax, ACC, and student loan vaults in real-time.

$5,000
GST Registered
Auto-calculate NZ GST (15% inclusion)
Student Loan
12% on income over $24,128/yr threshold
KiwiSaver Savings
Allocate a default 3% contribution
ACC Cover
1.67% ACC earners' levy (2025/26)
Payout $5,000
%
Income Tax
2025/26 IRD Brackets
$0.00
G
GST
NZ GST (15%)
$0.00
L
Student Loan
12% Over $24,128/yr
$0.00
K
KiwiSaver
3% Savings
$0.00
A
ACC Cover
1.67% Earners' Levy
$0.00
K
Kinetix Fee
1% Service
$0.00
Take-Home Pay
Straight to Personal Bank
$0.00
Financial Savings

Kinetix Value vs. Traditional Accountant

Calculate your relative costs compared to a traditional software + tax filing setup, and see the exact hours of tax administration you save with Kinetix.

Enter Your Projections

Annual Sole Trader Income $90,000
Annual Business Expenses $8,000
Average Invoices Raised / Month 12
Annual Cost Comparison
Kinetix Cost (1%)
$1,035
Xero + Accountant
$2,460
Net Financial Savings
$1,425 / yr
Admin Time Reclaimed
216 hrs / yr

KINETIX GROWTH RUNWAY FORECAST (Q3/Q4)

Based on your income, our real-time forecasting engine projects provisional tax bands to maintain absolute fiduciary precision under growth spikes.

Est. Provisional Tax Bounds
$18,450 - $21,100
Projected ACC Levy Reserves
$1,242
Manual Planning Error Margin (Traditional) 24% Error
Kinetix Automated Ledger Precision Alignment 0% Deviation
Pricing

All of This for 1% +GST

Pay-as-you-earn pricing. No subscriptions, no sign-up fees, no exit penalties — and we'll never raise our prices on you.

1% +GST
of your self-employed income
Capped at $1,500 +GST per year — and automatically claimed as a business expense
Join Kinetix Free
Don't get paid in a month? You pay nothing. Payments under $50 carry a $0.50 +GST minimum fee.
Everything included, unlimited use:
  • All income tax, GST, ACC & student loan payments automated
  • All tax returns filed by registered IRD tax agents
  • Unlimited smart invoices & quotes, with late-payer chasing
  • Instant AI expense scanning & deduction reviews
  • Kinetix Visa Business Card with automatic expense capture
  • Automatic allocations to KiwiSaver, savings & investments
  • Reports accepted by banks & brokers for mortgages
  • Unlimited support from human tax experts
Feature Sandbox

Play With Kinetix's Core Features

Interact directly with three of Kinetix's primary business tools. Toggle between Invoicing, Expense scanner, and the Visa debit card to preview the client interface.

Create a Smart Invoice

Enter billing details below and Kinetix will instantly draft a compliant invoice. When the client pays this invoice directly to your Kinetix bank account, Kinetix instantly handles the tax splits.

Invoice #: INV-0042
Date:
Billed To
Acme Corporation
Description Amount
Web Redesign & CRO Strategy $2,500.00
Total Due (GST Incl.) $2,500.00
* Calculated GST portion: $326.09 Payment splits on receipt.

Simulated AI OCR Expense Scanner

Drag and drop or click to upload business receipts. Kinetix automatically extracts values, parses GST, and classifies the category. Once approved, the expense lowers your taxable income instantly.

Drag & drop receipt here or browse files
Supports PDF, PNG, JPG (Max 5MB)
OCR SCANNING RESULT
Upload a receipt to trigger simulated AI OCR scan.

Custom 3D Kinetix Visa Debit

Kinetix provides a business Visa debit card. Any purchase made on this card is automatically cross-referenced to your expense records, saving you from matching receipts manually.

Hover your mouse and move around the card layout on the right to interact with the responsive **3D perspective tilt** and shimmers.

Interactive Card customizer. Drag, hover and shimmers adapt to lighting vectors!
BUSINESS
4584 •••• •••• 2095

Asynchronous API Webhook Simulator

Adopt the latest fintech trend of programmable ledger automation. Simulate receiving real-time asynchronous data webhooks from merchant channels directly into Kinetix.

kinetix-webhook-gateway ~ bash
// Ready to receive operational data streams.
// Select platform, input payout and click POST above.
>_
Comparative Journey

A Year in the Life of a Sole Trader

Toggle between the traditional accountant path and the Kinetix automated path to see how your tax journey differs over a year.

Month 1-3
Invoice Client & Save Blindly

You raise invoices on basic software, get paid into your personal account, and have to manually guess how much tax to set aside in a separate account. High risk of underestimating ACC and income tax.

Month 4
Quarterly GST Panic

GST return filing is due to the IRD. You spend the entire weekend digging up old paper invoices, chasing receipts, logging transactions, and reconciling bank entries in software, feeling completely stressed.

Month 8
ACC Bill Shock

A massive ACC Levy bill arrives out of nowhere based on last year's earnings. Since you didn't save specifically for ACC, you have to dip into your personal savings to cover it immediately.

Month 12
The Accountant Invoice

End of financial year arrives. You pay your traditional accountant $2,000 to compile and file your returns. They tell you that you owe an extra $4,500 in terminal tax that wasn't calculated throughout the year.

Month 1-3
Get Paid, Fully Settled

You raise invoices using Kinetix's smart tools. When paid, Kinetix instantly calculates and deducts your Income tax, GST, ACC, student loan, and KiwiSaver. The net take-home is sent straight to you, 100% tax-clear.

Month 4
Automated GST Filings

As GST deadlines approach, Kinetix's registered tax experts compile and file your GST returns automatically. You don't have to log in or push a single button. No spreadsheets, zero administrative stress.

Month 8
ACC Levies Pre-paid

Kinetix has already calculated and prepaid your ACC levies from every single invoice you earned. No unexpected invoices, no emergency cash depletion. You are fully insured with zero action needed.

Month 12
Free Year-End Filing

At the end of the tax year, Kinetix files your annual tax return completely free of charge. Your fee is capped at $1500+GST/yr, which you already paid on the go. No extra terminal bills, just peace of mind.

Reviews

Loved by NZ Sole Traders

Contractors, freelancers, and tradies across New Zealand trust Kinetix with their taxes every single day.

4.9 / 5 average from 3,200+ verified reviews

"Not having to worry about finding the right accountant was the bonus for me. Having a team I trust to handle every tax and expense has given me real peace of mind."

L
Linh
Project Manager, Auckland

"Kinetix is what helped me turn my side gig into my full-time gig. The tax side of things was terrifying — now it just happens for me automatically."

P
Patrick
Graphic Designer, Wellington

"If you're a sole trader, get Kinetix now. It's like having my own little accountant in my pocket — invoices, expenses, taxes, everything."

N
Naomi
Creative Freelancer, Christchurch

"No more GST weekend panic, no more ACC bill shock. I genuinely haven't thought about tax since I joined — which I guess is the whole point."

M
Mike
Builder, Hamilton
Why Kinetix

Why Sole Traders Choose Us

Everything a traditional accountant does — plus everything they can't.

Fair, Locked Pricing

Pay-as-you-earn means you only ever pay when you're earning. No credit card required, and we never raise our prices.

Better Cash Flow

Expenses reduce your tax rate as you go — more of your money in your pocket, sooner, instead of waiting for year-end.

Refunds Year-Round

Stop waiting until the end of the financial year. Kinetix trues up your tax position continuously throughout the year.

Registered IRD Agent

Fully registered with Inland Revenue, authorised to file on your behalf, with globally recognised security standards.

Actually Human

Dedicated support teams for each industry — real specialists with deep knowledge of NZ tax legislation, not just bots.

Privacy & Security

Two-factor authentication, biometrics, and encrypted data flows. Your money moves same-day and is never held longer than needed.

FAQ

Frequently Asked Questions

Have questions about how Kinetix coordinates your taxes, bank integration, or accountant support? Find answers below.

How does Kinetix actually calculate and pay my taxes? +
When you join Kinetix, you are allocated a unique Kinetix Bank Account number. You direct your clients, agencies, or platform employers to pay into this account. Whenever a payment arrives, Kinetix's system immediately calculates your income tax, GST (if registered), ACC, student loans, and KiwiSaver. We deduct and hold these funds in trust to pay the IRD on your behalf, and instantly transfer the remaining tax-clear balance to your personal bank account.
Is Kinetix a registered tax agent with the IRD? +
Yes! Kinetix is a fully registered tax agent with Inland Revenue (IRD) in New Zealand. When you sign up, Kinetix becomes your registered agent, which grants us permission to file your GST and income tax returns automatically. You also gain access to our in-house team of qualified tax experts who manually review your expenses and answer any questions.
What does Kinetix cost? Are there any setup fees? +
Kinetix has no subscription fees, sign-up costs, or exit penalties. We charge a simple pay-as-you-earn fee of **1% + GST** of your self-employed income, **capped at $1,500 + GST per year**. If you don't get paid in a given month, you pay absolutely nothing.
Do I still need standard accounting software (like Xero)? +
No! Kinetix replaces the need for separate accounting software, expense logs, invoicing platforms, and external accountants. Everything is built-in: smart invoicing, instant receipt logging, tax calculations, automated return filings, and live reporting.
Does Kinetix hold on to my money? +
No. The moment a payment arrives in your Kinetix Account, we calculate and deduct your taxes, then pay the remainder straight through to your personal bank account — typically the same day. Tax deductions are passed to the IRD on your behalf, and you can verify every payment in your myIR account.
What tax rates does Kinetix use? +
We apply the current IRD rates and thresholds automatically: the 2025/26 progressive income tax brackets (10.5% to 39%), 15% GST if you're registered, the 1.67% ACC earners' levy, and 12% student loan repayments above the $24,128 annual threshold. Rates flex up and down through the year based on your actual earnings and deductions, so you never face a surprise terminal tax bill.

Go on — never think about tax again.

Join thousands of Kiwis who've handed their tax admin to Kinetix, so they can focus on what they do best.

Freelancers Contractors Tradies Creatives Consultants Gig Workers