Kinetix maps real-time data flow pipelines. We calculate, deduct, and pay all your taxes (Income Tax, GST, ACC, Student Loans) automatically as you get paid, unlocking business velocity for high-earning contractors and sole traders.
No spreadsheets, no provisional tax surprises, no year-end accountant bills. Kinetix works quietly in the background from the very first payment.
Sign up in minutes and receive your unique Kinetix Bank Account number. Simply direct clients, agencies, or platforms to pay into it — nothing else changes about how you work.
Every time money arrives, Kinetix instantly calculates and deducts your income tax, GST, ACC, student loan, and KiwiSaver — then sends the tax-clear balance straight to your personal bank.
As your registered IRD tax agent, we file your GST returns and annual income tax return whenever they're due — reviewed by real human tax experts, at no extra cost.
Drag the slider below to adjust your gross invoice payment, toggle your NZ sole trader tax configurations, and watch Kinetix's auto-split engine distribute your money into different tax, ACC, and student loan vaults in real-time.
Calculate your relative costs compared to a traditional software + tax filing setup, and see the exact hours of tax administration you save with Kinetix.
Based on your income, our real-time forecasting engine projects provisional tax bands to maintain absolute fiduciary precision under growth spikes.
Pay-as-you-earn pricing. No subscriptions, no sign-up fees, no exit penalties — and we'll never raise our prices on you.
Interact directly with three of Kinetix's primary business tools. Toggle between Invoicing, Expense scanner, and the Visa debit card to preview the client interface.
Enter billing details below and Kinetix will instantly draft a compliant invoice. When the client pays this invoice directly to your Kinetix bank account, Kinetix instantly handles the tax splits.
| Description | Amount |
|---|---|
| Web Redesign & CRO Strategy | $2,500.00 |
| Total Due (GST Incl.) | $2,500.00 |
Drag and drop or click to upload business receipts. Kinetix automatically extracts values, parses GST, and classifies the category. Once approved, the expense lowers your taxable income instantly.
Kinetix provides a business Visa debit card. Any purchase made on this card is automatically cross-referenced to your expense records, saving you from matching receipts manually.
Hover your mouse and move around the card layout on the right to interact with the responsive **3D perspective tilt** and shimmers.
Adopt the latest fintech trend of programmable ledger automation. Simulate receiving real-time asynchronous data webhooks from merchant channels directly into Kinetix.
Toggle between the traditional accountant path and the Kinetix automated path to see how your tax journey differs over a year.
You raise invoices on basic software, get paid into your personal account, and have to manually guess how much tax to set aside in a separate account. High risk of underestimating ACC and income tax.
GST return filing is due to the IRD. You spend the entire weekend digging up old paper invoices, chasing receipts, logging transactions, and reconciling bank entries in software, feeling completely stressed.
A massive ACC Levy bill arrives out of nowhere based on last year's earnings. Since you didn't save specifically for ACC, you have to dip into your personal savings to cover it immediately.
End of financial year arrives. You pay your traditional accountant $2,000 to compile and file your returns. They tell you that you owe an extra $4,500 in terminal tax that wasn't calculated throughout the year.
You raise invoices using Kinetix's smart tools. When paid, Kinetix instantly calculates and deducts your Income tax, GST, ACC, student loan, and KiwiSaver. The net take-home is sent straight to you, 100% tax-clear.
As GST deadlines approach, Kinetix's registered tax experts compile and file your GST returns automatically. You don't have to log in or push a single button. No spreadsheets, zero administrative stress.
Kinetix has already calculated and prepaid your ACC levies from every single invoice you earned. No unexpected invoices, no emergency cash depletion. You are fully insured with zero action needed.
At the end of the tax year, Kinetix files your annual tax return completely free of charge. Your fee is capped at $1500+GST/yr, which you already paid on the go. No extra terminal bills, just peace of mind.
Contractors, freelancers, and tradies across New Zealand trust Kinetix with their taxes every single day.
"Not having to worry about finding the right accountant was the bonus for me. Having a team I trust to handle every tax and expense has given me real peace of mind."
"Kinetix is what helped me turn my side gig into my full-time gig. The tax side of things was terrifying — now it just happens for me automatically."
"If you're a sole trader, get Kinetix now. It's like having my own little accountant in my pocket — invoices, expenses, taxes, everything."
"No more GST weekend panic, no more ACC bill shock. I genuinely haven't thought about tax since I joined — which I guess is the whole point."
Everything a traditional accountant does — plus everything they can't.
Pay-as-you-earn means you only ever pay when you're earning. No credit card required, and we never raise our prices.
Expenses reduce your tax rate as you go — more of your money in your pocket, sooner, instead of waiting for year-end.
Stop waiting until the end of the financial year. Kinetix trues up your tax position continuously throughout the year.
Fully registered with Inland Revenue, authorised to file on your behalf, with globally recognised security standards.
Dedicated support teams for each industry — real specialists with deep knowledge of NZ tax legislation, not just bots.
Two-factor authentication, biometrics, and encrypted data flows. Your money moves same-day and is never held longer than needed.
Have questions about how Kinetix coordinates your taxes, bank integration, or accountant support? Find answers below.
Join thousands of Kiwis who've handed their tax admin to Kinetix, so they can focus on what they do best.